Terms of Service

1. Acceptance of Terms

By accessing or using the Fidelis Advisory Services website and services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

2. Description of Services

Fidelis Advisory Services provides tax advisory, lending advisory, and tax relief services. Our services include but are not limited to:

• Tax preparation and planning
• Tax resolution and relief services
• Lending advisory and credit application assistance
• Financial consulting and strategy

3. User Responsibilities

You agree to:

• Provide accurate, current, and complete information
• Maintain the confidentiality of your account credentials
• Notify us immediately of any unauthorized use of your account
• Comply with all applicable laws and regulations
• Not use our services for any unlawful or fraudulent purpose

4. Credit Applications and Pre-Qualification

When you submit a pre-qualification application, you authorize us to obtain a soft credit inquiry from consumer reporting agencies. This soft inquiry will not affect your credit score. If you proceed with a formal credit application, a hard inquiry will be conducted, which may impact your credit score.

Pre-qualification does not constitute approval for credit. Final credit decisions are made by lending partners based on their underwriting criteria.

5. Professional Services Disclaimer

While we strive to provide accurate and helpful information, our services do not constitute legal, accounting, or financial advice unless specifically provided by a licensed professional in the context of a formal engagement. You should consult with appropriate professionals for specific advice tailored to your situation.

6. Fees and Payment

Fees for our services will be disclosed to you before you engage our services. Payment terms will be outlined in your service agreement. We reserve the right to modify our fees with reasonable notice.

7. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Fidelis Advisory Services or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

8. Limitation of Liability

To the fullest extent permitted by law, Fidelis Advisory Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use our services
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any errors or omissions in any content
• Any conduct or content of any third party on the service

9. Indemnification

You agree to indemnify, defend, and hold harmless Fidelis Advisory Services and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of our services or your violation of these Terms.

10. Termination

We reserve the right to terminate or suspend your access to our services at any time, without prior notice or liability, for any reason, including if you breach these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be resolved in the courts located in Anne Arundel County, Maryland.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of our services after such modifications constitutes your acceptance of the updated Terms.

13. Contact Information

If you have questions about these Terms of Service, please contact us:

14. Entire Agreement

These Terms constitute the entire agreement between you and Fidelis Advisory Services regarding your use of our services and supersede all prior agreements and understandings.